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  Legal Interest Rates

2013 Judicial Interest Rate is 4%

Pursuant to authority granted by La. R.S. 13:4202(B)(1), as amended by Acts 2001, No. 841, the Louisiana Commissioner of Financial Institutions has determined that the judicial rate of interest for calendar year 2011 will be four (4.0%) percent per annum.

La. R.S. 13:4202(B)(2) provides that the publication of the commissioner's determination in the Louisiana Register "shall not be considered rulemaking within the intendment of the Administrative Procedure Act, R.S. 49:950 et seq., and particularly R.S. 49:953." Therefore, (1) a fiscal impact statement, (2) a family impact statement, and (3) a notice of intent are not required to be filed with the Louisiana Register.  

Judicial Interest Rate History

Prior to Sept. 12, 1980                                         7.00%
Sept. 12, 1980 to Sept. 10, 1981                          10.00%
Sept. 11, 1981 to Dec. 31, 1987                           12.00%
Jan. 1, 1988 to Dec. 31, 1988                                9.75%
Jan. 1, 1989 to Dec. 31, 1989                                11.50%
Jan. 1, 1990 to Dec. 31, 1990                                11.50%
Jan. 1, 1991 to Dec. 31, 1991                                11.00%
Jan. 1, 1992 to Dec. 31, 1992                                9.00%
Jan. 1, 1993 to Dec. 31, 1993                                7.00%
Jan. 1, 1994 to Dec. 31, 1994                                7.00%
Jan. 1, 1995 to Dec. 31, 1995                                8.75%
Jan. 1, 1996 to Dec. 31, 1996                                9.75%
Jan. 1, 1997 to July 31, 1997                                 9.25%
Aug. 1, 1997 to Dec 31, 1997                               7.90%
Jan. 1, 1998 to Dec. 31, 1998                                7.60%
Jan. 1, 1999 to Dec. 31, 1999                                6.730%
Jan. 1, 2000 to Dec. 31, 2000                                7.285%
Jan. 1, 2001 to Dec. 31, 2001                                8.241%
Jan. 1, 2002 to Dec. 31, 2002                                5.75%
Jan. 1, 2003 to Dec. 31, 2003                                4.5%
Jan. 1, 2004 to Dec. 31, 2004                                5.25%
Jan. 1, 2005 to Dec. 31, 2005                                6.00%
Jan. 1, 2006 to Dec. 31, 2006                                8.00%
Jan. 1, 2007 to Dec. 31, 2007                                9.50%
Jan. 1, 2008 to Dec. 31, 2008                                8.50%
Jan. 1, 2009 to Dec. 31, 2009                                5.50%
Jan. 1, 2010 to Dec. 31,2010                                3.75%
Jan. 1, 2011 to Dec. 31, 2011                                4.00%
Jan. 1, 2012 to Dec. 31, 2012                                4.00%
Jan. 1, 2013 to Dec. 31, 2013                                4.00%

See also the Louisiana State Bar Association's "Judicial Interest Calculator".